Business & Commercial Loans

Century Bank of the Ozarks is serious about helping companies and individuals grow and expand their businesses.  We have an experienced team of lenders who are connected to the business communities in which they serve.  Whether you’re thinking of expanding into a new building or starting a new product line, one of our loan officers will help you to assess your needs and develop the proper financing for your business. 

Please call any of our full service locations to speak to a loan officer who can assist you with your business borrowing needs.

Types of Business & Commercial Loans:

  • Construction Loans – We provide financing for the construction of residential and commercial structures.  Century Bank of the Ozarks will be with you every step of the construction process and can provide permanent loan financing. 
  • Commercial Real Estate – Century Bank of the Ozarks provides fixed rate balloon and variable rate financing for owner and non-owner occupied real estate.  Funds are available for refinances or purchases, and we offer a variety of terms and structures to meet your individual needs. 
  • Business Lines of Credit - Lines of credit are used for temporary working capital when needed and can be paid down and drawn against without reapplying for credit.  Let us help you manage your working capital needs with a line of credit. 
  • Letter of Credit – This is an arrangement that allows your business to substitute our Bank’s credit standing for your own.  These arrangements are usually for less than one year and only accrue interest if the beneficiary requests an advance.
  • Equipment Loans – Equipment loans are available for the purchase or refinancing of new and used machinery and equipment.  Century Bank of the Ozarks will structure the terms and the payback to best fit your needs.  
  • SBA Loans – Century Bank of the Ozarks will work with the Small Business Administration (SBA) to assist business owners with their borrowing needs. The SBA has special financing for qualifying businesses that allows us to help new companies get off the ground, purchase equipment and finance inventory. SBA loans can also be used to expand or purchase existing businesses.