Checking Accounts

Checking Options Comparison Chart

  Century Advantage
Most Popular
50+ Gold
Debit Card
Online Banking
Bill Pay
Refund all ATM Fees up to $20.00 monthly (limit $4.99 ATM fee per transaction)    
Fraud Monitoring
No Minimum Balance Requirement
Unlimited Check Writing
Earns Interest    
Two Boxes Free Checks per year    
Paper Statements Available  
Monthly Service Fee None
more info
more info
more info

Century Advantage Checking

Put your money to work! If you are looking for a totally FREE account that provides high interest returns on your money combined with refunded ATM fees nationwide, our Century Advantage Checking Account is the option for you.  

  • Earn 4.0% APY* on balances up to $10,000! Plus, earn .03% APY on balances over $10,000.
  • ATM fees will be refunded up to $20.00 monthly (limit $4.99 ATM fee per transaction). Any ATM, anywhere nationwide.
  • No monthly service fee or minimum balance to maintain.
  • Free e-statements.
  • Free debit card.
  • Free online and mobile banking capabilities as well as free online bill-pay.
  • Free fraud monitoring.

Qualifying is simple:

  • $100 opening balance
  • Have at least one automatic payment or direct deposit post and clear each statement cycle.
  • Requires online banking and e-statements. Valid e-mail address required.
  • Minimum of 10 point of sale debit card transactions post and clear per monthly statement cycle.

* Annual Percentage Yield. Earn .03% APY on entire balance if monthly transaction requirements not met. APY is accurate as of 03/03/2021. Rates subject to change after account opening. Fees could reduce earnings on account. One account per customer.

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50+ Gold Checking (Age 50+)

Finally a totally FREE checking account with all the perks!  Our 50+ Gold Checking gives you all the bells and whistles of a typical checking account, but we also throw in FREE CHECKS!  This account is exclusively for our customers over the age of 50.  Enjoy, you’ve earned it. 

  • No monthly service fee
  • Free checks – Up to two boxes per year
  • Free debit card
  • Free paper or e-statements
  • Free online and mobile banking capabilities as well as free online bill-pay
  • Free fraud monitoring

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Free Checking

If you like to keep it simple, our Free Checking Account provides everything you would need, without all the fine print.

  • Free Online & Mobile Banking and Free Bill Pay
  • Free ATM Debit Card
  • Unlimited check writing
  • No minimum balance
  • No monthly service charge

New Leaf Checking

At Century Bank of the Ozarks we believe everyone deserves the opportunity to have a checking account.  New Leaf Checking is available for those who are not eligible for our other checking accounts due to past credit or account issues.  Please call or stop by your nearest Century Bank of the Ozarks location and speak to one of our friendly associates for details on this account.

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Debit Alerts Program

Help keep your account secure! Receive a text message or email when your debit card is used for:

  • Purchases over a selected amount
  • International purchases
  • Online purchases
  • Declined purchases

Click here to take advantage of our Debit Alerts Program!

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